Personal Finance (Not Investing) • Can I fire my CPA after they filed my tax...
You can definitely stop using him after the extension was filed.If he filed an extension he's probably done nothing.You can tell him that because of the poor service you do not expect to be billed.If...
View ArticlePersonal Consumer Issues • Your experience selling a car to a dealer / CarMax...
Recently sold Volvo XC90 to Carmax. Dealer lowball $15K (still less than carmax even as a trade-in sales tax credit). Carmax $18K.Sure I could likely got more thru private party or shop it around to...
View ArticlePersonal Finance (Not Investing) • PrePay Discount Offers for Medical...
A hospital admission can easily generate bills from 5 different providers, perhaps even ten.One provider who is saying 'pay me first and NOW, and I'll offer a discount' is trying to circumvent the...
View ArticlePersonal Consumer Issues • New ceiling fan help
I have been lucky with 52” Honeywell Eamon, which were priced under $150. Silent and move some air. LED lighting, but not super powerful, as in most fans.Statistics: Posted by Atlantic_ave — Fri May...
View ArticleInvesting - Theory, News & General • I don’t understand why tax loss...
What you are missing is the time value of money in my example; tax loss harvesting allowed me to pay the same dollars in tax in a later year.In 2008, I sold for a capital loss, which had not been used...
View ArticlePersonal Consumer Issues • remote controlled top down bottom up blinds
They are much easier to find now than about 5 years ago.I bought Blinds Express house brand TDBU motorized, which are rebranded Comfortex. Blinds Express still sells them but they are no longer...
View ArticlePersonal Finance (Not Investing) • TIAA Rollover Experience May 2024
When our 403b plan was at Vanguard, if we wanted to move anything from a 403b to a TIRA, it had to first be liquidated, and *then* the dollar amount would be transferred into the TIRA. And then it...
View ArticlePersonal Finance (Not Investing) • Bank of America/Merrill Edge - Preferred...
My wife and I have 3 CCR cards and we currently have Platinum Honors status with BoA. We have a big medical expense coming up shortly ($4k). I am thinking of applying for the Premium Rewards card for...
View ArticleInvesting - Theory, News & General • Victor Haghani on owning TIPS bonds...
The main difficulty in setting up a TIPS ladder is the limited number of different maturities at which TIPS are issued. This requires either building the ladder over a period of years, or buying bonds...
View ArticlePersonal Finance (Not Investing) • A question about New Retirement Basic
So NewRetirement does not use asset allocation, it uses rate of return by account. So you have to blend that as an optimistic or pessimistic entry and then it will average them.Now you end up with the...
View ArticlePersonal Investments • Should we keep working?
Income:Her: $160k, him: $180kBetween tax sheltered and taxable, we save about $160k yearly. This includes company matching.Our after-tax expenses have run $70-75k the last few years.Grump99,1) How...
View ArticleInvesting - Theory, News & General • What do you think is the bare...
Most Bogleheads are very interested in investing. I find that the majority of the general public are not. They might instead hire a financial advisor or just wing it. However, even if you have an...
View ArticleClik here to view.
Investing - Theory, News & General • Charley Ellis says "Too much in...
The author of this article, Charles Ellis is a former director at Vanguard and has written books about investing. He is in my opinion "one of the good guys."A quick summary of the article as follows:...
View ArticlePersonal Consumer Issues • Mac Migration Process Failure
update: I connected the laptop to the mini to the laptop and finder showed it present but the contents I confirmed are actually from the laptopTo repeat,the recovery assistant only tells me there is...
View ArticleInvesting - Theory, News & General • Covered Call Strategy When You Know...
https://www.fortunesandfrictions.com/post/call-me-maybeI spent some time looking into options, and decided they weren't for me. A possible exception was in a retirement account, when you want...
View ArticlePersonal Finance (Not Investing) • Aging couple move from NV to CA? Worried...
To give a different perspective I am always amazed at people here in high 70s or low 80s contemplating life changes due to potential future cognitive decline or health issues. Obviously planning is...
View ArticleInvesting - Theory, News & General • NewRetirement output seems counter...
Check out Rob Berger's New Retirement walkthroughs/Q & As on YouTube - in the first (i.e. oldest) one I recall he walks through several non-obvious issues one can run into when modeling with the...
View ArticlePersonal Finance (Not Investing) • Selling Index Funds from Taxable Account
You might find it helpful to sell a small amount soon, maybe $1000 or so, with the proceeds going to your checking account (or whichever account you're going to pay the down payment and other costs...
View ArticlePersonal Finance (Not Investing) • Low Expenses, How?
Is this an off-grid install? I'd never be able to grid-connect. The city utility paperwork requirements were enough to make me go with an installer.Grid-tied.I had to pass a homeowner electrical exam...
View ArticleClik here to view.
Personal Consumer Issues • Car with engine problems
If it drives (poorly), and you're beyond trying to get it fixed, get a quote from carvana, if they have a facility near you --- they have an engine trouble section in their self-appraisal. Fill it out...
View Article