Investing - Theory, News & General • The Final, Definitive Thread on...
You can make a guesstimate. Say 30-75bps on $500K. Maybe much higher if a couple solid offers like WF and CPC are available to churn through each year. Or crazy offers like WeBull or RH's very solid...
View ArticlePersonal Finance (Not Investing) • Fidelity as a one stop shop
I think it's because washing a check is a lot harder to do than stealing a credit card number. It's easier for a criminal to get a card skimmer that steals hundreds of cards before it is discovered...
View ArticlePersonal Consumer Issues • Please review my SF/Yosemite Itinerary
https://sfcityguides.org/about-us/The above group of volunteers (usually retired architects or historians) run by SF Library has 80 different tours, every one that we have been on has been great. Some...
View ArticlePersonal Investments • What to do 10 years before retirement?
... or anything else?Just save as much as possible. Make your asset allocation age and risk tolerance appropriate. Remember sequence of returns risk. Build a cash cushion that will earn something and...
View ArticlePersonal Investments • Foreign Tax Credit
Am I wrong to conclude then that this gives me a choice which country to pay taxes (to a degree ?)Depending on the tax treaties between two countries, you might be able to pay one instead of the...
View ArticlePersonal Finance (Not Investing) • Medicare Easy Pay Premium Statements
Can you get them to charge a credit card instead as I like getting the rewards for paying with card.You can pay using a Credit Card or Debit Card, but it is not as easy to automate.There are 4 main...
View ArticlePersonal Consumer Issues • Hit and run victim... anyone have dash cam...
Where did this hit-and-run rear end collision occur?Statistics: Posted by Claudia Whitten — Thu Jun 13, 2024 2:36 am — Replies 1 — Views 235
View ArticlePersonal Investments • 457(b) rollover to IRA
There is no age / early withdrawal penalty on a 457. That’s something to consider as well.Statistics: Posted by Sprucebark — Thu Jun 13, 2024 2:37 am — Replies 3 — Views 250
View ArticleInvesting - Theory, News & General • Investing 100% into TQQQ
That is not investing. It's gambling.Statistics: Posted by Claudia Whitten — Thu Jun 13, 2024 2:46 am — Replies 245 — Views 42989
View ArticleInvesting - Theory, News & General • A SORR Subject (The Midlife Remix)
I do not hold 'emergency fund/cash/fixed income' in my taxable account, because I dislike paying unnecessary taxes.Like Livesoft, I like having less than $20.00 interest income each year on my IRS...
View ArticleNon-US Investing • Non-Resident UK Citizen – My Plan for consolidating small...
There is a latitude (gulf!) of opinion among professionals about whether the US recognises a UK 25% tax-free lump sum as US tax free. Pick the bones from this:https://www.castroandco.com/blog/2018/f...
View ArticlePersonal Consumer Issues • Favorite Movies - Name Five
Casablanca (1942)Roman Holiday (1953)Mary Poppins (1964)Network (1976)Cloud Atlas (2012)+1 for Roman HolidayStatistics: Posted by jaMichael — Thu Jun 13, 2024 3:00 am — Replies 329 — Views 28856
View ArticlePersonal Investments • The market seems unstoppable, and many investors...
The problem with individual stocks is that, eventually, any individual stock is likely to go to zero. That could be soon or in the far distant future. Do your friends know when to sell?Statistics:...
View ArticleInvesting - Theory, News & General • “All About Annuities” by...
A nice discussion of different types of annuities: SPIAs, DIAs, IUL, MYGAs, Buffered annuities.He gives his personal opinions and also talks insurance company ratings and answers questions.Nice to put...
View ArticleInvesting - Theory, News & General • Ramit Sethi on the usefulness of...
Watched some of the Ramit episode referenced in this thread. Really good discussions with that couple. Clearly a need for some financial planner/consulting/one time advisor around minute 15-20 on the...
View ArticlePersonal Finance (Not Investing) • Setting tax withholding - two income,...
I'm annoyed that I have little understanding how the payroll system figure out how much to withhold.Anyway, has anyone managed to get something more sensible out of the withholding system?Pub. 15-T...
View ArticleInvesting - Theory, News & General • Why (or at what YTM) does it make...
==> Additionally, if Mr Market is kind at some point along the way with stock returns, it might opportunistically make sense to backfill replacement rungs to my current 20 year ladder as the years...
View ArticlePersonal Consumer Issues • Carry on luggage: wheeled vs. backpack vs. duffle...
I just bought a 40L travel backpack (around $40) for an overseas trip that includes a discount carrier with severe size and weight restrictions for carry-on. Didn't want half of weight allowance to be...
View ArticlePersonal Investments • bond ladder construction under uncertainty
We have some proceeds coming from real estate and we want to invest it entirely in bonds. We don’t know when or if we will need the money but instead have a probability distribution of outcomes from...
View ArticleClik here to view.
Investing - Theory, News & General • Why not 100% PSLDX? [PIMCO...
It looks like the June div for PSLDX will post today, accounts will probably be adjusted later today and tomorrow.PSLDX dropped from 17.38 to 16.90 overnight, a decline of $0.48.However, stock...
View Article