Personal Investments • Advice for Sister-in-law....$150k to her name. Age 64....
I don’t see an SPiA as the best option- seems likely she will just spend that income as it comes in, and there won’t be much for major needs/emergencies. (50k by itself might not go very far). Plus-...
View ArticlePersonal Consumer Issues • Looking for a cd-based sound system
I had quite a bit of music on itunes....then, Apple stopped supporting it.They just retired the crappy desktop application named iTunes. Any of your music purchases and/or uploads are still available...
View ArticleNon-US Investing • Chasing the best fixed rate return among strong currencies
A thought I had:I consider USD, EUR and GBP to the the 3 main strong currencies as a European based boglehead.What would the historical results have been if one had £100 in the highest earning instant...
View ArticlePersonal Finance (Not Investing) • Autopay in retirement
I removed an off-topic comment. Let's avoid gender stereotypes. See: General EtiquetteWe also require that you be considerate of our readers and: - avoid profanities, obscenities, lewd and otherwise...
View ArticlePersonal Finance (Not Investing) • Is the AMEX originial (old) Blue Cash...
I've kept the old Blue Cash all these years. I spend about $1500 per month on gas + groceries. I have ~$1500 other spend per month. I usually hit the $6500 after two or three months. If I need a...
View ArticlePersonal Finance (Not Investing) • FEHB Medical Plans: Checkbook is out for...
We’ve been on GEHA HDHP since 2019 or 2020 maybe. Minus the EOB issue this year, we haven’t really seen any customer service issues. Seems on par with BCBS Basic where we came from and we now have...
View ArticlePersonal Consumer Issues • Trade my X5 while it has value or keep it
If you have a reliable independent mechanic, owning a BMW is no different than any other car.Aren't the parts more expensive, the engineering more complex, and the frequency of oil changes and regular...
View ArticleNon-US Investing • Fixed income and tax
Here is a Vanguard article about this.If you want to verify for yourself, you can get return series for cash, stocks and bonds going back to the late 19th century from the Safe Withdrawal Toolbox...
View ArticlePersonal Investments • What happened to Vanguard's Portfolio Watch?
Portfolio watch was working for my outside investments. But recently I could not update my outside investments, so I had to remove them and then add them again under the new system. After adding them...
View ArticlePersonal Finance (Not Investing) • US Bank 4% Smartly Visa Credit Card
Does anyone know if US Bank credit cards will be forwarded to a new address? I will be moving before the card arrives. I read that some banks specifically state do not forward on their...
View ArticlePersonal Consumer Issues • Need electrical grounding/bonding advice
Often the cold water pipe was used for a ground.I understand why they did that, but the problem is if thethe copper line gets a leak and someone puts a piece of plastic pipe in as a fix, you lose your...
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Personal Consumer Issues • Anyone familiar with an electrical energy program...
I'd do thorough research and find out all the details. In part, your state laws determine how well you are legally protected. I've heard pretty solidly that "renting" out your roof to a company that...
View ArticlePersonal Investments • How do we fund ourselves between 60 and 70?
How certain are you about your spending target of $100k per year?It would not be unusual for a family with a combined household income of $450k and investments of $5M to spend twice that per year (be...
View ArticlePersonal Consumer Issues • Christine Benz article
On the one hand, one doesn't know the future. During the worst of Covid, my neighbors had 24/7 in home care. That went on for over a year; the husband had dementia and his wife, though sharp as a tack...
View ArticlePersonal Finance (Not Investing) • Thinking of quitting health insurance...
Only problem I see is if you get a diagnosis of cancer and need chemotherapy or radiation, then it can cost may be more than 100k a year without negotiation power like insurance companies. Same with...
View ArticlePersonal Investments • Nitty-gritty of Roth conversion
But, what about mutual funds (mostly Vanguard and a bit of Janus; mix of index and non-index)? I need to guess on dividends and capital gains (hopefully not short vs long term).For 2024 year end...
View ArticlePersonal Consumer Issues • Online certificate options if I have limited use...
Not an answer to your original question, but consideration for some of your follow-up comments.For me, as someone without use of hands, by far the best mouse replacement I've found is: (I think they...
View ArticlePersonal Investments • Would you invest in xAI?
OP,Looks to me like you made your decision long before you started this thread. I wish you luck in your purchase and hope you update us on your success or failure if it happens to go that way. I wish...
View ArticleUS Chapters • Suggestions for the Wiki
This is the spot for wiki requests, but the Asking portfolio questions article is based on a very extensive forum discussion. There are a lot subtleties that need to be addressed from many...
View ArticlePersonal Investments • Preparing for retirement, portfolio and withdrawal advice
That "hefty draw" from the IRA makes me nervous. I've heard about the 4% rule but not sure if it applies here. Four percent of $1M would be about $3300/month and if we took the pension as an annuity...
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