Personal Finance (Not Investing) • Tricky basis calculation
Let me rephrase the question. If land is in a trust and it is sold, is the basis of the land determined by the value when added to the trust or when the grantor dies or some other event?Depends on the...
View ArticlePersonal Consumer Issues • Any Stats on Airlines Changing Itineraries?
Do credit card "trip interruption" insurance cover these types of changes? What about those policies they always try to sell you?I've not had major issues with flight changes, but I've always booked...
View ArticleInvesting - Theory, News & General • Three Fund Bond Portion
What are you going to do when stocks drop 50%? Retirement day one, have $1M and are drawing a $40K income (4% SWR).End of year one and stocks have dropped 50%, effective SWR relative to the portfolio...
View ArticlePersonal Investments • Boglehead Episode 71 - Blockchain, Bitcoin &...
Hello, I really enjoyed Rick Ferri’s latest episode 71 that discusses bitcoin, blockchain and other cryptocurrencies! Thank you Rick for your efforts!My question is where can I get additional reading...
View ArticlePersonal Finance (Not Investing) • Fender Bender - interesting option
Just posted about a car hit and fixed a couple days ago on this subject that might be of interest to you:viewtopic.php?t=434615Statistics: Posted by livesoft — Sun Jun 30, 2024 7:37 am — Replies 9 —...
View ArticleInvesting - Theory, News & General • Article: Why not 100% equities
Don't these articles always show up when the stock market is setting record highs?Articles saying people don't have the behavioral fortitude to stay 100% equities?This would seem to be the correct...
View ArticlePersonal Consumer Issues • SATs for test optional schools
I have recently gone through this analysis with my rising hs senior and decided against spending money and time on paid prep. Google “common data set [institution name]” for the 2023-2024 cycle and...
View ArticleInvesting - Theory, News & General • Preparing for 2026 tax brackets
Thanks for all the thoughtful replies.I still need to think about this. I will check with my new PAS advisor to see if he has any input.Follow-up question. Assuming I decide to do some Roth...
View ArticlePersonal Investments • Live on Taxable to Max out 401K
Thanks for all the replies on this. My marginal tax rate is 23% with no state income tax.There is no 23% marginal rate. Is this a typo or maybe it is an effective tax rate?Statistics: Posted by...
View ArticlePersonal Investments • TIAA Portfolio Help Please
I'm a long time TIAA participant. I'm retired.My very old accounts are all TIAA Traditional. I'm planning to annuitize them all. I'm buying a pension.I keep some money in TIAA Traditional in GSRA...
View ArticlePersonal Consumer Issues • Maui Vacation
We really liked Monkeypod Kitchen. We went for lunch--dinner reservations were booked way out (at least, longer than we were going to be there).Another popular spot was the food truck sites--lots of...
View ArticlePersonal Finance (Not Investing) • Is your Bank/CU offering FedNow instant...
I pushed some funds to an external account via ACH from my credit union a couple of weeks ago. The online options were to send the funds immediately or to go with a "normal" time frame (probably 2-3...
View ArticleInvesting - Theory, News & General • Purchasing MYGAs (multi year...
When Building Out an Annuity Ladder- Is there a "safest" or typical number of years to build out? - Should you stay to 6 yrs or less? - Is that due to the possibility of company failures - Or does it...
View ArticlePersonal Investments • What would do you with $1.3M in gains on NVDA...
Kind of a similar question to the topic, but let's say for example u had shares of NVDA in a taxable account and in a tax deferred account and your combined overall NVDA position is about 20%, which...
View ArticlePersonal Finance (Not Investing) • Living Trust-Trustee-Tracking_Reports
My spouse is the Trustee for her mother's estate and will soon begin executing her mother's trust. To support her proactively, I am attempting to assist her with some relative straight forward...
View ArticlePersonal Investments • Lost about $200k in stock market now what?
tryingtosavemoney:Consider The Three-Fund Portfolio. This is the link:viewtopic.php?t=88005Best wishesTaylorAgree! The three-funder should be the overall long-term goal, in particular its relative...
View ArticlePersonal Investments • Vanguard Dividend
Thanks for sharing. I had similar experiences at Edge and Schwab where there was no indication of the dividend. Robinhood did the best.Brokerage: VanguardReinvestment: Dividends set to pay out to my...
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Personal Consumer Issues • Bird watchers – what birds are you seeing?
Great Blue Herons doing slow cruises along the tree lined river/stream that runs along our property and the valley. Like slow B52 aircraft bombing runs in formation. They are incredible birds. When...
View ArticlePersonal Investments • Inflation Protected Investment
The tool mentioned in this discussion might ease your TIPS ladder creation:viewtopic.php?t=394380Statistics: Posted by id0ntkn0wjack — Mon Jul 01, 2024 7:45 am — Replies 5 — Views 210
View ArticlePersonal Consumer Issues • Insuring multiple motorcycles
I don't know anything about insuring multiple motorcycles or changing coverage seasonally, but Progressive was always the cheapest for coverage on my bike to the point that it was less to go with them...
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